:root{
  --bg:#f5f7fb; --panel:#ffffff; --panel2:#f8fafc; --ink:#17233f; --muted:#6b7280;
  --blue:#1d2f86; --blue2:#263a9d; --red:#eb1745; --line:#d9e1f2; --good:#0f8f63; --bad:#c0263b;
  --shadow:0 18px 48px rgba(20,32,72,.10); --radius:18px;
}
*{box-sizing:border-box}
body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;background:var(--bg);color:var(--ink);font-size:14px;}
button,input,select{font:inherit}
.topbar{height:74px;background:#fff;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:0 24px;position:sticky;top:0;z-index:20;box-shadow:0 6px 22px rgba(20,32,72,.06)}
.brand{display:flex;gap:18px;align-items:center;font-weight:800;font-size:20px;color:var(--blue)}
.brand img{height:46px;width:auto;display:block}.brand span{border-left:1px solid var(--line);padding-left:18px}.top-actions,.builder-actions{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.workspace{display:grid;grid-template-columns:280px minmax(0,1fr) 0;gap:18px;max-width:1920px;margin:0 auto;padding:18px;transition:grid-template-columns .2s ease}.workspace.with-panel{grid-template-columns:280px minmax(0,1fr) 300px}
.sidebar,.premise-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);height:calc(100vh - 110px);position:sticky;top:92px;overflow:auto;padding:16px}.main{min-width:0}.hidden{display:none!important}
.card,.hero-card{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px;margin-bottom:18px}.hero-card{min-height:360px;display:flex;align-items:center;background:linear-gradient(135deg,#fff 0%,#f4f7ff 60%,#fff 100%)}
.hero-card h1,.builder-head h1,.result-head h1{font-size:34px;line-height:1.05;margin:8px 0 10px}.hero-card p{font-size:17px;max-width:760px;color:var(--muted);line-height:1.55}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:var(--red)}
button,.danger-link{border:0;border-radius:12px;padding:10px 14px;font-weight:800;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:8px}.primary{background:var(--blue);color:#fff}.primary:hover{background:var(--blue2)}.ghost{background:#eef2ff;color:var(--blue)}.danger{background:#ffe9ee;color:var(--red)}.danger-link{background:transparent;color:var(--red)}.full{width:100%;margin-bottom:12px}.mini{padding:6px 9px;border-radius:9px;background:#eef2ff;color:var(--blue);font-size:12px}
.side-card{background:var(--panel2);border:1px solid var(--line);border-radius:16px;padding:14px;margin-top:14px}.side-card h3{margin:0 0 10px}.tips p{font-size:12px;line-height:1.45;color:var(--muted)}.muted{color:var(--muted)}.small-note{font-size:12px;line-height:1.45}.scenario-list{display:flex;flex-direction:column;gap:8px}.scenario-item{display:grid;grid-template-columns:1fr auto;gap:6px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:13px;padding:10px;text-align:left}.scenario-item button{padding:0;background:transparent;color:var(--ink);display:block;text-align:left;font-weight:700}.scenario-item small{display:block;color:var(--muted);line-height:1.35;font-weight:500}.delete-scenario{background:#ffe9ee!important;color:var(--red)!important;padding:6px 8px!important;text-align:center!important}
.builder-head,.result-head,.section-title{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;margin-bottom:16px}.section-title{align-items:center;margin-bottom:8px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.span-2{grid-column:span 2}.grid{display:grid;gap:14px}.g2{grid-template-columns:repeat(2,minmax(0,1fr))}.g3{grid-template-columns:repeat(3,minmax(0,1fr))}.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
label{display:flex;flex-direction:column;gap:7px;font-weight:750;color:#31405f}input,select{width:100%;border:1px solid var(--line);border-radius:12px;padding:10px 12px;background:#fff;color:var(--ink);outline:none}input:focus,select:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(29,47,134,.09)}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px;background:#fff}table{border-collapse:collapse;width:100%;min-width:760px}th,td{border-bottom:1px solid #edf1f7;padding:10px 10px;text-align:right;white-space:nowrap}th:first-child,td:first-child{text-align:left}thead th{position:sticky;top:0;background:#f3f6fd;color:#28385e;font-size:12px;text-transform:uppercase;letter-spacing:.04em}tfoot th{background:#fbfcff;font-weight:900}.kpis{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-bottom:18px}.kpi{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:16px}.kpi span{font-size:12px;color:var(--muted);display:block}.kpi b{font-size:23px;display:block;margin-top:6px}.positive{color:var(--good)!important}.negative{color:var(--bad)!important}.validation-box{margin:0 0 14px}.validation-box .warn,.comment.warn{background:#fff4d6;color:#7a4b00;border-color:#fedc72}.validation-box .good,.comment.good{background:#e7fff5;color:#066143;border-color:#9ce7c6}.validation-box>div,.comment{border:1px solid var(--line);border-radius:12px;padding:10px 12px;margin-bottom:8px;background:#fff}.comments{display:grid;gap:8px}.ai-box{background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:16px;white-space:pre-wrap;line-height:1.55}.pill{display:inline-flex;background:#eef2ff;color:var(--blue);padding:6px 10px;border-radius:999px;font-weight:800;font-size:12px}.exec-grid{display:grid;grid-template-columns:minmax(280px,.72fr) 1.28fr;gap:16px}.exec-copy{background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:16px;line-height:1.55}.exec-copy p{margin:0 0 10px}.exec-copy b{font-size:22px}.premise-panel{display:block}.panel-head{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);padding-bottom:10px;margin-bottom:12px}.panel-head h3{margin:0}.premise-content{display:grid;gap:12px}.premise-box{background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:12px}.premise-box h4{margin:0 0 10px;font-size:13px}.premise-row{display:grid;grid-template-columns:1fr 110px;gap:8px;align-items:center;margin-bottom:8px}.premise-row span{font-size:12px;color:#31405f;font-weight:700}.premise-row input,.premise-row select{padding:8px;border-radius:10px}.quick-actions{display:grid;gap:8px}.settings .card{margin-bottom:0}
#cashChart{max-height:390px}.builder,.results,.settings{animation:fadeIn .2s ease}@keyframes fadeIn{from{opacity:.3;transform:translateY(4px)}to{opacity:1;transform:none}}
@media(max-width:1320px){.workspace,.workspace.with-panel{grid-template-columns:240px minmax(0,1fr)}.premise-panel{position:relative;top:0;height:auto;grid-column:1 / -1}.g4{grid-template-columns:repeat(2,1fr)}.kpis{grid-template-columns:repeat(2,1fr)}.exec-grid{grid-template-columns:1fr}}
@media(max-width:900px){.topbar{height:auto;gap:12px;align-items:flex-start;flex-direction:column;padding:14px}.workspace,.workspace.with-panel{display:block}.sidebar{height:auto;position:relative;top:0;margin-bottom:16px}.form-grid,.g2,.g3,.g4{grid-template-columns:1fr}.span-2{grid-column:auto}.kpis{grid-template-columns:1fr}.builder-head,.result-head{display:block}.builder-actions{margin-top:10px}.brand img{height:38px}}

/* Login premium */
.login-screen{
  min-height:100vh;
  display:flex;
  align-items:stretch;
  justify-content:center;
  background:
    radial-gradient(circle at 14% 18%, rgba(235,23,69,.20), transparent 28%),
    radial-gradient(circle at 88% 76%, rgba(29,47,134,.22), transparent 32%),
    linear-gradient(135deg,#eef3fb 0%,#f9fbff 45%,#edf2ff 100%);
  overflow-x:hidden;
}
.login-shell{
  width:100%;
  min-height:100vh;
  display:grid;
  grid-template-columns:minmax(420px,.95fr) minmax(420px,.78fr);
}
.login-hero{
  position:relative;
  display:flex;
  align-items:center;
  padding:56px clamp(34px,6vw,92px);
  color:#fff;
  overflow:hidden;
  background:
    linear-gradient(145deg,rgba(23,35,80,.98),rgba(29,47,134,.96) 58%,rgba(17,25,60,.98));
}
.login-hero:before{
  content:"";
  position:absolute;
  inset:auto -18% -30% auto;
  width:520px;
  height:520px;
  border-radius:50%;
  background:rgba(235,23,69,.20);
  filter:blur(2px);
}
.login-hero:after{
  content:"";
  position:absolute;
  inset:8% auto auto -160px;
  width:420px;
  height:420px;
  border:1px solid rgba(255,255,255,.11);
  border-radius:50%;
}
.login-hero-inner{position:relative;z-index:1;max-width:720px}
.login-logo-panel{
  width:min(520px,100%);
  background:rgba(255,255,255,.96);
  border:1px solid rgba(255,255,255,.28);
  border-radius:28px;
  padding:24px 26px;
  box-shadow:0 30px 80px rgba(0,0,0,.22);
  margin-bottom:34px;
}
.login-logo{display:block;width:100%;height:auto;max-height:86px;object-fit:contain}
.login-kicker{
  display:inline-flex;
  align-items:center;
  gap:8px;
  border:1px solid rgba(255,255,255,.18);
  background:rgba(255,255,255,.09);
  border-radius:999px;
  padding:8px 13px;
  font-size:12px;
  font-weight:900;
  letter-spacing:.11em;
  text-transform:uppercase;
}
.login-hero h1{
  margin:22px 0 16px;
  font-size:clamp(38px,5vw,66px);
  line-height:.97;
  letter-spacing:-.055em;
  max-width:760px;
}
.login-hero p{
  margin:0;
  max-width:640px;
  color:rgba(255,255,255,.78);
  font-size:17px;
  line-height:1.65;
}
.login-metrics{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:12px;
  margin-top:34px;
  max-width:620px;
}
.login-metrics div{
  border:1px solid rgba(255,255,255,.14);
  background:rgba(255,255,255,.08);
  border-radius:20px;
  padding:16px;
  backdrop-filter:blur(12px);
}
.login-metrics b{display:block;font-size:20px;letter-spacing:-.02em}
.login-metrics span{display:block;margin-top:4px;font-size:12px;color:rgba(255,255,255,.68);text-transform:uppercase;letter-spacing:.08em;font-weight:800}
.login-panel{
  display:flex;
  align-items:center;
  justify-content:center;
  padding:42px;
}
.login-card{
  width:min(480px,100%);
  background:rgba(255,255,255,.92);
  border:1px solid rgba(217,225,242,.95);
  border-radius:30px;
  box-shadow:0 28px 90px rgba(20,32,72,.16);
  padding:34px;
  backdrop-filter:blur(18px);
}
.login-card-head{
  display:inline-flex;
  align-items:center;
  gap:9px;
  color:#405070;
  background:#f4f7ff;
  border:1px solid var(--line);
  border-radius:999px;
  padding:7px 11px;
  font-size:12px;
  font-weight:900;
  text-transform:uppercase;
  letter-spacing:.08em;
}
.status-dot{
  width:8px;
  height:8px;
  border-radius:50%;
  background:var(--good);
  box-shadow:0 0 0 5px rgba(15,143,99,.12);
}
.login-card h2{
  margin:20px 0 8px;
  font-size:34px;
  line-height:1.05;
  letter-spacing:-.04em;
  color:var(--ink);
}
.login-card p{
  margin:0 0 22px;
  color:var(--muted);
  line-height:1.55;
}
.login-form{display:grid;gap:15px;margin-top:18px}
.login-form label{
  display:grid;
  gap:8px;
  color:#263550;
  font-weight:900;
}
.login-form input{
  height:52px;
  border-radius:16px;
  border:1px solid #d7e0f2;
  background:#fbfcff;
  padding:0 15px;
  font-weight:700;
}
.login-form input:focus{
  background:#fff;
  border-color:var(--blue);
  box-shadow:0 0 0 5px rgba(29,47,134,.09);
}
.password-wrap{position:relative;display:flex;align-items:center}
.password-wrap input{padding-right:82px}
.show-pass{
  position:absolute;
  right:8px;
  height:36px;
  padding:0 12px;
  border-radius:11px;
  background:#eef2ff;
  color:var(--blue);
  font-size:12px;
}
.login-submit{
  height:54px;
  margin-top:4px;
  border-radius:16px;
  background:linear-gradient(135deg,var(--blue),#3045aa);
  color:#fff;
  box-shadow:0 16px 34px rgba(29,47,134,.24);
  width:100%;
}
.login-submit:hover{filter:brightness(1.05)}
.alert,.notice{
  border-radius:16px;
  padding:12px 14px;
  line-height:1.4;
  font-weight:750;
  margin:14px 0;
}
.alert{background:#fff0f3;border:1px solid #ffc2cf;color:#ad1732}
.notice{background:#ecfff6;border:1px solid #aceaca;color:#066143}
.login-footnote{
  display:flex;
  flex-direction:column;
  gap:4px;
  margin-top:22px;
  padding-top:18px;
  border-top:1px solid var(--line);
  color:#5a6780;
  font-size:12px;
  line-height:1.45;
}
.login-footnote b{color:var(--blue);font-size:13px}
@media(max-width:1020px){
  .login-shell{grid-template-columns:1fr}
  .login-hero{min-height:auto;padding:38px 24px}
  .login-hero h1{font-size:42px}
  .login-panel{padding:26px 18px 42px}
}
@media(max-width:620px){
  .login-metrics{grid-template-columns:1fr}
  .login-logo-panel{padding:18px;border-radius:22px}
  .login-card{padding:24px;border-radius:24px}
  .login-card h2{font-size:29px}
}

/* Ajustes ejecutivos de resultados */
.executive-card{
  background:
    radial-gradient(circle at 0% 0%, rgba(29,47,134,.08), transparent 34%),
    radial-gradient(circle at 100% 0%, rgba(235,23,69,.06), transparent 30%),
    #fff;
  overflow:hidden;
}
.executive-card .section-title{align-items:center;border-bottom:1px solid rgba(217,225,242,.85);padding-bottom:14px;margin-bottom:18px}
.exec-grid{grid-template-columns:minmax(300px,.62fr) minmax(0,1.38fr);align-items:stretch}
.exec-copy{
  background:linear-gradient(145deg,#f7faff,#ffffff);
  border:1px solid #dce5f6;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.95), 0 14px 34px rgba(20,32,72,.06);
  padding:20px;
}
.exec-hero-number{font-size:30px;font-weight:950;letter-spacing:-.04em;margin-bottom:10px}
.exec-mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:16px}
.exec-mini-grid div{background:#fff;border:1px solid #e1e8f5;border-radius:14px;padding:12px}
.exec-mini-grid span{display:block;color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.07em;font-weight:900;margin-bottom:5px}
.exec-mini-grid b{font-size:15px;color:var(--ink)}
.distribution-wrap{border:1px solid #dce5f6;border-radius:18px;background:#fff;overflow:hidden;box-shadow:0 14px 34px rgba(20,32,72,.06)}
#distributionTable{min-width:0;width:100%;border-collapse:separate;border-spacing:0}
#distributionTable th,#distributionTable td{white-space:normal;padding:13px 14px;border-bottom:1px solid #edf1f7}
#distributionTable th{position:static;background:#f4f7ff;color:#1d2f86;font-size:11px;letter-spacing:.09em}
#distributionTable td:nth-child(2),#distributionTable td:nth-child(3){font-weight:850;text-align:right}
#distributionTable tbody tr:last-child td{border-bottom:0}
#distributionTable .dist-cost td:nth-child(2),#distributionTable .dist-cost td:nth-child(3){color:#b42338}
#distributionTable .dist-income td:nth-child(2),#distributionTable .dist-income td:nth-child(3){color:#0f766e}
#distributionTable .dist-base td{background:#f8fafc;font-weight:900;color:#17233f}
#distributionTable .dist-profit td{background:#f0fdf7;font-weight:950;color:#067647}
#distributionTable .dist-profit:last-child td{background:linear-gradient(90deg,#e8fff4,#f7fffb);font-size:15px}
.chart-card canvas{width:100%!important;height:360px!important;max-height:420px}
.ai-card .section-title{align-items:flex-start}
.ai-box{min-height:92px;background:linear-gradient(180deg,#f8fafc,#fff);border-color:#dce5f6}
.ai-box.ai-loading{background:#f6f8ff;color:#1d2f86;font-weight:800}
.ai-box.ai-error{background:#fff5f6;border-color:#ffc2cf;color:#a3132b}
button:disabled{opacity:.62;cursor:not-allowed}

@media(max-width:1320px){.exec-grid{grid-template-columns:1fr}.exec-mini-grid{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:760px){.exec-mini-grid{grid-template-columns:1fr 1fr}.distribution-wrap{overflow:auto}#distributionTable{min-width:620px}.chart-card canvas{height:300px!important}}

/* Tablas financieras más compactas */
.table-wrap table{
  min-width:100%;
  font-family:"Arial Narrow","Roboto Condensed","Inter Tight",Arial,sans-serif;
  font-variant-numeric:tabular-nums;
  font-feature-settings:"tnum" 1,"kern" 1;
  letter-spacing:-.015em;
}
.table-wrap th,
.table-wrap td{
  padding:8px 8px;
  font-size:13px;
}
#monthlyTable,
#yearTable,
#cohortTable,
#termSummaryTable{
  font-size:12px;
}
#monthlyTable th,
#monthlyTable td,
#yearTable th,
#yearTable td,
#cohortTable th,
#cohortTable td,
#termSummaryTable th,
#termSummaryTable td{
  padding:7px 6px;
}
#distributionTable{
  min-width:100%;
}
#distributionTable th,
#distributionTable td{
  padding:11px 12px;
  font-size:14px;
}
.distribution-wrap{
  overflow:visible;
  border:1px solid var(--line);
  border-radius:18px;
  background:#fff;
  box-shadow:0 16px 50px rgba(20,32,72,.06);
}
.distribution-wrap table{
  min-width:100%;
}
.distribution-wrap thead th{
  background:linear-gradient(180deg,#f7f9ff,#eef3ff);
}
.executive-card{
  background:
    radial-gradient(circle at 8% 0%,rgba(29,47,134,.08),transparent 32%),
    linear-gradient(180deg,#ffffff,#fbfcff);
}
.exec-copy{
  background:
    linear-gradient(180deg,#ffffff,#f8fbff);
  border-radius:18px;
  box-shadow:0 16px 45px rgba(20,32,72,.05);
}


/* Persistencia visual del análisis IA */
.ai-box.ai-saved{
  background:linear-gradient(180deg,#ffffff,#f8fbff);
  border-color:#cfdaf0;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.9);
  color:var(--ink);
}
.ai-meta{
  display:inline-flex;
  align-items:center;
  gap:8px;
  margin-bottom:12px;
  padding:7px 11px;
  border-radius:999px;
  background:#eef2ff;
  color:var(--blue);
  font-size:11px;
  font-weight:900;
  letter-spacing:.05em;
  text-transform:uppercase;
}
.ai-text{white-space:pre-wrap;line-height:1.62}

/* Módulos nuevos: sensibilidad, mora, consejo y confirmación */
.result-subnav{
  position:sticky;
  top:74px;
  z-index:10;
  display:flex;
  gap:8px;
  flex-wrap:wrap;
  align-items:center;
  margin:0 0 18px;
  padding:10px;
  border:1px solid var(--line);
  border-radius:16px;
  background:rgba(255,255,255,.92);
  box-shadow:0 12px 30px rgba(20,32,72,.08);
  backdrop-filter:blur(12px);
}
.result-subnav button{background:#f3f6fd;color:var(--blue);padding:8px 12px;border-radius:999px;font-size:12px}
.loss-curve-box{margin-top:16px;padding:16px;border:1px dashed #cbd7ee;border-radius:16px;background:#fbfcff}.section-title.tight{margin-bottom:10px}.section-title h3{margin:0 0 4px;font-size:16px}.inline-select{max-width:220px}.compact-table table{min-width:0}.compact-table input{max-width:160px}
.decision-grid,.risk-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}.decision-tile,.risk-card{border:1px solid var(--line);border-radius:16px;background:linear-gradient(180deg,#fff,#f8fbff);padding:16px;min-height:132px;box-shadow:0 10px 28px rgba(20,32,72,.05)}.decision-tile span,.risk-card span{display:block;color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:900}.decision-tile b,.risk-card b{display:block;margin-top:6px;font-size:24px;letter-spacing:-.04em;color:var(--ink)}.decision-tile p,.risk-card p{margin:8px 0 0;color:var(--muted);font-size:12px;line-height:1.4}.decision-tile.signal{color:#fff}.decision-tile.signal span,.decision-tile.signal b,.decision-tile.signal p{color:#fff!important}.decision-tile.signal.green{background:linear-gradient(135deg,#0f8f63,#0f766e);border-color:#0f766e}.decision-tile.signal.yellow{background:linear-gradient(135deg,#b7791f,#d97706);border-color:#d97706}.decision-tile.signal.red{background:linear-gradient(135deg,#b42338,#eb1745);border-color:#eb1745}.risk-table{grid-column:span 2}.risk-table table{min-width:0}.council-card{background:linear-gradient(180deg,#fff,#fbfcff)}.council-sheet{border:1px solid #dce5f6;border-radius:20px;background:#fff;overflow:hidden}.council-header{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:22px;background:linear-gradient(135deg,#17233f,#1d2f86);color:#fff}.council-header span{font-size:12px;text-transform:uppercase;letter-spacing:.12em;font-weight:900;color:rgba(255,255,255,.75)}.council-header h3{margin:6px 0 4px;font-size:26px;letter-spacing:-.04em}.council-header p{margin:0;color:rgba(255,255,255,.75)}.council-badge{border-radius:999px;padding:9px 14px;font-weight:950;text-transform:uppercase;letter-spacing:.08em}.council-badge.green{background:#dcfce7;color:#067647}.council-badge.yellow{background:#fef3c7;color:#92400e}.council-badge.red{background:#ffe4e6;color:#9f1239}.council-metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line)}.council-metrics div{padding:15px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.council-metrics span{display:block;color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.06em;font-weight:900;margin-bottom:5px}.council-metrics b{font-size:17px;letter-spacing:-.02em}.council-decision{padding:18px 22px;background:#f8fafc}.council-decision b{font-size:18px}.council-decision p{margin:8px 0 0;color:var(--muted);line-height:1.45}
.modal-backdrop{position:fixed;inset:0;z-index:999;display:flex;align-items:center;justify-content:center;background:rgba(15,23,42,.48);backdrop-filter:blur(8px);padding:22px}.modal-card{width:min(460px,100%);background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:0 32px 90px rgba(0,0,0,.24);padding:26px}.modal-card h2{margin:0 0 8px;font-size:26px;letter-spacing:-.04em}.modal-card p{margin:0;color:var(--muted);line-height:1.55}.modal-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:22px}
@media(max-width:1400px){.decision-grid,.risk-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.risk-table{grid-column:span 2}.council-metrics{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:760px){.result-subnav{position:relative;top:0}.decision-grid,.risk-grid,.council-metrics{grid-template-columns:1fr}.risk-table{grid-column:auto}.council-header{display:block}.council-badge{display:inline-flex;margin-top:14px}}
@media print{
  body.print-council *{visibility:hidden!important}
  body.print-council #councilSection,body.print-council #councilSection *{visibility:visible!important}
  body.print-council #councilSection{position:absolute!important;left:0;top:0;width:100%;box-shadow:none;border:0;margin:0;padding:0}
  body.print-council .topbar,body.print-council .sidebar,body.print-council .premise-panel,body.print-council .result-subnav,body.print-council #councilSection .builder-actions{display:none!important}
  body.print-council .council-sheet{border:0}
}

/* Ficha de decisión */
.decision-sheet-card{
  background:
    radial-gradient(circle at 10% 0%, rgba(29,47,134,.07), transparent 30%),
    linear-gradient(180deg,#ffffff,#fbfcff);
}
.decision-sheet-box{display:grid;gap:14px}
.decision-sheet-hero{
  display:grid;
  grid-template-columns:repeat(5,minmax(0,1fr));
  gap:12px;
}
.decision-sheet-hero>div{
  border:1px solid #dce5f6;
  border-radius:18px;
  padding:16px;
  background:linear-gradient(180deg,#fff,#f8fbff);
  box-shadow:0 12px 30px rgba(20,32,72,.05);
  min-height:142px;
}
.decision-sheet-hero span{
  display:block;
  color:var(--muted);
  font-size:11px;
  text-transform:uppercase;
  letter-spacing:.08em;
  font-weight:950;
  margin-bottom:8px;
}
.decision-sheet-hero b{
  display:block;
  font-size:24px;
  letter-spacing:-.04em;
  color:var(--ink);
}
.decision-sheet-hero p{
  margin:9px 0 0;
  color:var(--muted);
  font-size:12px;
  line-height:1.4;
}
.decision-highlight.good{
  background:linear-gradient(135deg,#0f8f63,#0f766e);
  border-color:#0f766e;
}
.decision-highlight.warn{
  background:linear-gradient(135deg,#b7791f,#d97706);
  border-color:#d97706;
}
.decision-highlight.good span,.decision-highlight.good b,.decision-highlight.good p,
.decision-highlight.warn span,.decision-highlight.warn b,.decision-highlight.warn p{color:#fff!important}
.decision-sheet-note{
  border:1px solid #dce5f6;
  border-left:5px solid var(--blue);
  border-radius:16px;
  padding:12px 14px;
  background:#f8fbff;
  color:#31405f;
  font-size:13px;
  line-height:1.5;
}
.decision-sheet-table{overflow:visible;border-radius:18px;box-shadow:0 16px 44px rgba(20,32,72,.05)}
.decision-sheet-table table{min-width:100%;font-family:"Arial Narrow","Roboto Condensed","Inter Tight",Arial,sans-serif;font-variant-numeric:tabular-nums}
.decision-sheet-table th,.decision-sheet-table td{white-space:normal;padding:11px 12px;font-size:13px}
.decision-sheet-table th{position:static;background:linear-gradient(180deg,#f7f9ff,#eef3ff);color:var(--blue);letter-spacing:.08em}
.decision-sheet-table td:nth-child(3),.decision-sheet-table td:nth-child(5){font-weight:900;text-align:right;white-space:nowrap}
.decision-key{width:54px;text-align:center!important;font-weight:950;color:var(--blue);background:#f6f8ff}
.decision-base td{background:#f8fafc;font-weight:950;color:#17233f}
.decision-cost td:nth-child(3),.decision-cost td:nth-child(5),.decision-total_cost td:nth-child(3),.decision-total_cost td:nth-child(5),.decision-cost_pct td:nth-child(5){color:#b42338}
.decision-income td:nth-child(3),.decision-income td:nth-child(5){color:#0f766e}
.decision-profit td,.decision-profit_pct td,.decision-final td{background:#f0fdf7;font-weight:950;color:#067647}
.decision-final td{background:linear-gradient(90deg,#e8fff4,#f7fffb);font-size:14px}
@media(max-width:1400px){.decision-sheet-hero{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.decision-sheet-hero{grid-template-columns:1fr}.decision-sheet-table{overflow:auto}.decision-sheet-table table{min-width:760px}}

/* Notas y ajustes de captura */
textarea{
  width:100%;
  min-height:118px;
  resize:vertical;
  border:1px solid var(--line);
  border-radius:14px;
  padding:12px 14px;
  background:#fff;
  color:var(--ink);
  outline:none;
  font:inherit;
  line-height:1.45;
}
textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(29,47,134,.09)}
.notes-card{
  background:linear-gradient(180deg,#ffffff,#fbfcff);
  border-left:5px solid var(--blue);
}
.model-notes-view{
  white-space:pre-wrap;
  line-height:1.6;
  color:#31405f;
  background:#f8fbff;
  border:1px solid #dce5f6;
  border-radius:16px;
  padding:16px;
}
.council-notes{
  margin-top:14px;
  padding:12px 14px;
  border:1px solid #dce5f6;
  border-radius:14px;
  background:#ffffff;
  color:#31405f;
  white-space:pre-wrap;
}
#termTable input[tabindex]{scroll-margin:120px}

/* Módulo de apoyos comerciales */
.commercial-support-card{
  position:relative;
  overflow:hidden;
}
.commercial-support-card:before{
  content:"";
  position:absolute;
  inset:0 auto 0 0;
  width:5px;
  background:linear-gradient(180deg,var(--red),var(--blue));
}
.commercial-support-card h2{padding-left:4px}

/* Resumen para consejo: métricas largas de tasa/plazos */
.council-metrics .council-metric-wide{grid-column:span 2}
.council-metrics .council-metric-wide b{font-size:15px;line-height:1.25;display:block;word-break:normal;overflow-wrap:anywhere}
@media(max-width:760px){.council-metrics .council-metric-wide{grid-column:auto}}

/* Manual de uso */
.manual{animation:fadeIn .2s ease}
.manual-hero{display:flex;align-items:center;justify-content:space-between;gap:22px;background:linear-gradient(135deg,#ffffff 0%,#f3f6ff 58%,#fff6f8 100%)}
.manual-hero h1{font-size:34px;line-height:1.05;margin:8px 0 10px;letter-spacing:-.03em}
.manual-hero p{max-width:820px;color:var(--muted);font-size:16px;line-height:1.55;margin:0}
.manual-actions{display:flex;gap:10px;flex-wrap:wrap;align-items:center;justify-content:flex-end}
.manual-layout{display:grid;grid-template-columns:260px minmax(0,1fr);gap:18px;align-items:start}
.manual-index{position:sticky;top:92px;margin-bottom:0;padding:16px}
.manual-index h2{font-size:16px;margin:0 0 12px;color:var(--blue)}
.manual-index a{display:block;text-decoration:none;color:#31405f;font-weight:800;padding:10px 11px;border-radius:11px;border:1px solid transparent;margin-bottom:6px;background:#fff}
.manual-index a:hover{background:#eef2ff;border-color:var(--line);color:var(--blue)}
.manual-section h2{margin:0 0 12px;font-size:24px;letter-spacing:-.02em;color:var(--ink)}
.manual-section h3{margin:0 0 8px;font-size:15px;color:var(--blue)}
.manual-section p{line-height:1.62;color:#405070;margin:0 0 10px}
.manual-grid.two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.manual-mini-card{border:1px solid var(--line);border-radius:15px;background:#fbfcff;padding:15px;min-height:126px}
.manual-mini-card p{font-size:13px;margin:0;color:#4c5a73}
.manual-callout{border:1px solid var(--line);border-radius:15px;padding:14px 16px;margin-top:14px;line-height:1.55}
.manual-callout.good{background:#ecfff6;border-color:#aceaca;color:#066143}
.manual-callout.warn{background:#fff8e6;border-color:#ffe0a3;color:#764a00}
.manual-steps{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.manual-steps div{display:grid;grid-template-columns:34px 1fr;gap:10px;align-items:start;border:1px solid var(--line);border-radius:14px;background:#fbfcff;padding:12px}
.manual-steps b{width:30px;height:30px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:var(--blue);color:#fff;font-size:13px}
.manual-steps span{line-height:1.45;color:#405070;font-weight:650}
.manual-formulas{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.manual-formulas>div{background:#fbfcff;border:1px solid var(--line);border-radius:15px;padding:15px}
.manual-formulas p{font-size:13px;margin-bottom:8px}
.manual-table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px;background:#fff}
.manual-table{min-width:720px}
.manual-table th,.manual-table td{text-align:left;white-space:normal;vertical-align:top;line-height:1.45}
.manual-list{margin:0;padding-left:20px;color:#405070;line-height:1.7}
.manual-list li{margin-bottom:8px}
@media(max-width:1100px){.manual-layout{grid-template-columns:1fr}.manual-index{position:relative;top:0}.manual-grid.two,.manual-formulas,.manual-steps{grid-template-columns:1fr}.manual-hero{display:block}.manual-actions{justify-content:flex-start;margin-top:16px}}
@media print{.topbar,.left-sidebar,.premise-panel,.manual-index,.manual-actions{display:none!important}.workspace,.workspace.with-panel{display:block!important;padding:0}.card{box-shadow:none;border-color:#d6dce8;break-inside:avoid}.manual{display:block!important}.manual-content{display:block}.manual-section{page-break-inside:avoid}}